Sunday, October 22, 2017

Clean Up Your Mailbox Opt Out

If you're like me, you get waaaaaaaaay more spam emails, mail offers, catalogs from places you ordered from once 5 years ago, phone calls.


My mailcarrier loves me and here's 2 reasons why.
DMAChoice.org
From their website:
Founded in 1917, the DMA represents nearly 3,600 organizations—including most of the leaders in the direct marketing community.
Heads up-opting out of DMAChoice is not free. It's $2 online and requires a credit card.

OptOutPreScreen.com
From their website:
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance that are not initiated by you ("Firm Offers"). The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for Firm Offers.

Opting out is free, takes less than 5 minutes of your time and is good for 5 years. It will ask you for your SSN. If you're getting pre-approved credit card offers, those places already have access to your credit report. #optout

One of the largest online data brokers is Acxiom. They have a lot of personal info about me, you and probably everyone we know.
It's super easy to opt out of having that data about you shared with other marketers.
Acxiom Opt Out
It will ask for any current and former names. (helpful if you still get stuff under multiple names)
It will ask phone numbers, emails and addresses, including PO Boxes that you use.

Doing this today probably isn't going to stop the onslaught of holiday catalogs and offers-because those are already printed and sitting somewhere waiting for the mail date. Also-it takes 90 days for some of the businesses to get the updated mail list.


Unwanted phone calls. I don't get nearly as many since I put myself on the free National Do Not Call Registry
I'm not gonna say I don't get any because scammers gonna scam. Every year, I verify my number is still in the registry.

Protip: when you sign up for store rewards cards, do not give your telephone number. I don't care what the clerk tells you about oh they don't sell your info. Nope-you can have these 10 digits of my choosing.
Past getting a discount for giving up your info, you don't realllly know what exactly you're agreeing to. If you have a relationship with a business, they or their parent/subsidiary can call until you tell them in writing to stop. Ditto for signing up for random things that ask for your number.


The downside to cleaning out my various mailboxes is less mail to throw out, my phone's not ringing off the hook with nonsense. Yeah not seeing this downside.